Prescription Drug and Complementary Health
Prescription drug insurance and health care
Introduction of three different options
New options offering different levels of additional coverage that you can change every two years or in the event of an eligible life event (such as a marriage, divorce or the arrival of a child, for example)
Essential: offers basic prescription drug coverage equivalent to that offered by RAMQ.
Balanced: ensure your financial security by covering a greater share of common medical expenses, including telemedecine and travel insurance.
Enhanced: offers expanded coverage for the greatest peace of mind through additional services focusing on preventive care, including telemedecine and travel insurance.
Be proactive with your health thanks to the telemedicine service
Enjoy free access to secure, fee-free videoconferencing with a health care professional. This will allow you and your dependants to take care of and even prevent numerous health-related issues, without leaving the comfort of your home.
For more details, consult the Summary of Benefits.
All residents of Quebec are required by law to have prescription drug insurance. Find out more about prescripton drug. If you are a Quebec resident, under 65 and a member in good standing of the ACDQ, you cannot register for the public plan offered by RAMQ or register your spouse or dependent children for it. Therefore, you must subscribe to private group insurance.
If you are 65, whether you are still active or not, you have a choice between the RAMQ public plan and private group insurance. It should be noted that the ACDQ plan ends when you are no longer a member in good standing of the ACDQ or retire.
